All of our financial planning services revolve around you, for you.
The cornerstone of our financial planning service is built on holistic, strategic and reliable advice. We collaborate with you to create a big picture view of your life plan with careful consideration of the journey you want to experience. We then empower you with the mindset, behaviour and tools to manage your relationship with money and reduce stress, leading to a happier and wealthier life.

What is Financial Planning? It starts by listening to you and understanding what’s most important, and then developing long-term strategies to create, protect, manage and optimise your wealth. At Beresfords, we present a suite of financial solutions and personalise everything based on your goals, your life stage and preferences.

You will have complete peace of mind throughout our whole process as we offer you extensive experience, strong technical knowledge and most of all, a passion for seeing you succeed. You will see this in action as we create, coordinate and manage your financial plan in partnership with you to ensure it is fully optimised, and you are well-protected.

Here are the following components of our bespoke Beresfords Financial Planning services:


To us, strategic advice is the foundation of financial planning – which is why we start here.

It creates a roadmap to take you from where you are to where you want to be. Our goal is to plan ahead with you to give you the freedom to enjoy the lifestyle you want, without the stress.


How you define retirement is personal to you. Whether retirement is at your doorstep or 20 to 30 years away, creating a retirement plan now will set you up to be in the best position during those golden years. The sooner you plan, the greater your ability to reach your desired retirement goals.


Your superannuation is an important part of creating wealth in preparation for your retirement. The better you plan today, the more you’ll have to support your lifestyle in the future. However, there are so many rules surrounding superannuation, and that’s what makes it complex when trying to make the right decisions. >>>


As an alternative to simply contributing to an industry Superfund account, you can look at a Self-Managed Superfund (SMSF). An SMSF gives you full control over your own superfund, >>>

INVESTMENT Advice and Portfolio Management

Investing in a portfolio of assets can be an effective way to grow your wealth over time. However, it relies on selecting the right mix of investment types, underpinned by a practical strategy that is in line with your personal goals.


Property is one of the most popular investment options in Australia because real estate offers a great way to build your wealth.

At Beresfords, we approach property investment according to two distinct purposes: your dream home, where your heart and family lives, and an investment property that provides a second income to contribute towards securing your future.


Unfortunately, things don’t always go to plan. But what you can plan for is preparing for events that we all hope won’t happen, such as accidents, losses in income, unexpected situations and even death. Whatever may occur, you want to know that your family, your assets and your income streams are sufficiently protected.


With seemingly endless choices of loan options and lenders available, it’s unfortunately common to end up with wrong loan structure in place. Having a clearly defined debt solution and structure should come before you even contemplate what product is right for you.

When it comes to borrowing and debt, our team at Beresfords can review both your current and potential financing options to ensure that everything is optimised for your requirements.


Estate Planning, which includes Wills, Power of Attorney and Power Of Guardianship, is an integral part of the overall financial planning process. However, it’s often overlooked or even neglected. While people often think of a Will as something that isn’t needed until much later in life, correctly planning your estate today is one of the most important things you can do for your family, as it can save a lot of stress and problems down the track.


Cashflow Management is the process of tracking how much money is coming in and how much is going out over a particular time frame.

Getting your cash flow balance right is essential for creating wealth as it allows you to monitor spending, budget for savings and make loan repayments, all while ensuring you can live the lifestyle you want.


The Australian Government offers a range of Centrelink benefits for individuals, couples and families that meet particular requirements. However, the rules and assessments around these benefits constantly change.


Aged care involves finding the appropriate support to older people either in their own home or in an aged care facility, such as a nursing home or retirement village.